Citibank Nigeria Limited is recruiting to fill the position below:
POSITION : Analyst
Description
Facilitate a focused and orderly interface between Corporate Bank’s customers, all the product and service groups in order to maximize revenues from customer relationships.
Objectives :
- The impact this position has on the bank is to contribute to ensuring that the franchise remains the leading Public Sector, Infrastructure, Telecoms and Industrials or Energy Commercial Bank in Nigeria.
- Managing Citibank relationships in the Corporate Bank
- Marketing and converting new target market names
- Ensure that the unit revenue goals are met
Responsibilities
- Responsible jointly with Risk analyst for initial, annual and interim credit review of all assigned relationships credit.
- Design and sell, in conjunction with product managers, solutions that meet customers’ particular needs.
- Work closely with Citiservice in providing account management and customer service to key customers.
- Responsible for achieving revenue goals from assigned relationships in the most cost effective manner.
- Maintain asset quality to avoid delinquent or impaired asset portfolio.
- Develop and implement continuous (independent and joint) calling programs and interactions/discussions with assigned accounts and on prospective clients to create a continuous flow of incremental business opportunities.
- Credit process initiation, including proposal preparation, loan administration and remedial action as required.
- Prepare quarterly credit call memo for all relationship under management.
- Negotiation of loan/credit terms and conditions, pricing determination for various products, closing of transactions and follow up after sales.
Business Relationships
Internal:
- Frequently interact with Risk and CRMS to maintain acceptable credit quality of assigned relationships
- Frequently interact with Citiservice and OandT in general and Parent Account Management teams of all Public Sector, Infrastructure, Telecoms and other Corporate and Commercial names and provide proactive customer service.
- Frequently interact with Advisory, Fixed Income, EAF and Corporate Finance units to generate structured customer solutions and incremental risk assets.
- Frequently interact with TTS to achieve high credit cross sell ratio by actively selling cash management and trade products.
External:
- Frequently interact with relevant Corporate and Commercial customers and TM prospects to generate incremental business for the bank
Rquirements
- A B.Sc / BA degree.
- A postgraduate degree and relevant professional qualifications will be an added advantage.
- 4 to 6 years post qualification experience
- Minimum continuous credit and financial analysis experience or relevant experience from other areas of the bank or other companies.
- Customer management and negotiation skills
- Ability to recognize and exploit business opportunities
- Analytical skills
Thinking Complexities:
- Ability to convince customers to adhere to high compliance/ethical standards of Citibank for transaction processing in a non-compliant environment.
- Problem loan recognition capability
- Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience.
- Understanding the impact of constant regulatory changes on customers businesses and in converting them to business opportunities
- Ability to optimally coordinate the activities of the different units within the bank in order to deliver good quality service to the customer.
- Designing strategies and products to enable Citibank stay ahead of competition
Valuing Diversity:
- Demonstrates an appreciation of a diverse workforce. Appreciates differences in style or perspective and uses differences to add value to decisions or actions and organisational success.
Sorry the application deadline for this job has elapsed
