Credit / Risk Analyst at a Reputable Finance Company - Excellent Jobs

Employment Nigeria 14-Apr-2023 ₦Not Available LAGOS , Research and Analysis

Excellent Jobs - Our client, a reputable Finance company, is recruiting a talented professional to join our team in the capacity below:

Job Title: Credit / Risk Analyst

Location: Yaba, Lagos
Employment Type: Full-time

Responsibilities

Analyze data to better understand potential risks, concerns and outcomes of decisions
Aggregate data from multiple sources to provide a comprehensive assessment
Create reports, summaries, presentations and process documents to display results
Collaborate with other team members to effectively analyze and present data
Develop systems and processes for gathering and storing data for future analytic projects
Conduct research into potential clients and understand the risks of accepting each one
Identify economic and financial trends that may present a risk to the company
Monitor internal and external data points that may affect the risk level of a decision
Ensure that clients interested in taking loans are given the necessary information to access the loan.
Collection of needed financial information/ documentation and assessing the clients’ credit worthiness.
Calculation and analyzing of risk ratios of clients based on the client’s credit score and financial history.
Recommendation of loans for approval/ Denial based on thorough analysis of client’s credit request.
Maintaining the loan portfolio.
Setting up payment plans for clients, and ensuring approved loans are promptly disbursed in line with management approval.
Loan monitoring to ensure loan customers are keeping to the terms and conditions of the loan.

Qualifications

Candidates should possess an HND / B.Sc Degree
Ten years of experience as an analyst in a similar company or related field
Demonstrated ability to prioritize tasks and meet daily deadlines for projects
Strong written and verbal communication skills to inform managers and other stakeholders of results
Proficiency in Microsoft Excel, Access, Visio and other analysis programs
Ability to manage multiple projects and programs at the same time to complete work
Critical thinking skills with the ability to independently solve problems with data
Quantitative and analytical skills with a demonstrated ability to understand new analytical concepts
Basic knowledge of programming languages, such as SQL and Python
Presentation skills, including public speaking and presentation creation using PowerPoint or a similar program
Excellent knowledge of loan application procedures and best lending practices.
Exceptional analytical skills and the ability to work with complicated financial data.
Strong ethical behavior and the ability to work with sensitive financial information.
Ability to analyze the business of clients and identify the credit risk associated with it and recommending mitigants where necessary.

How to Apply
Interested and qualified candidates should forward their Resume to: excellentjobs95@gmail.com using the Job Title as the subject of the mail.

Sorry the application deadline for this job has elapsed

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Credit / Risk Analyst at a Reputable Finance Company - Excellent Jobs

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